LINKEDINCOMMENTMORE

Several Louisiana parishes have already been declared disaster areas because of flooding by the Mississippi River or the opening of the Morganza Floodway.

Statistics show that only a small percentage of Louisiana residents have flood insurance: only 29 percent.

With or without flood insurance, the best thing to do when a flood threatens is evacuate.

Insurance Commissioner Jim Donelon answered questions about what's covered Thursday morning.

Read or Share this story: http://www.wwltv.com/story/news/local/2014/08/28/14384394/