Ashley Rodrigue / Eyewitness News
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ST. TAMMANY, La. - At any point in a year, a number of Northshore neighborhoods face flooding in their streets, and sometimes homes.

Residents go through a lot to deal with it, including having flood insurance. But recent legislation in Congress threatens to make that harder by drastically increasing flood insurance rates in order to help the National Flood Insurance Program stay afloat.

However, Louisiana lawmakers have worked hard to stop or slow that in any way. That work paid off Wednesday night, when the U.S. House of Representatives approved a plan that would continue protecting people from increases, who have followed the rules for years.

'For folks who have never flooded, who have done it right, who built behind flood protection, to code, and yet in some cases because of actuary flawed methodology, they will be paying up to $20,000,' said Rep. Bill Cassidy, R-La.

Throughout this process, homeowners have been anxious about the outcome, because for many the consequences could be as extreme as having to turn their keys in to the bank.

'I hear it's inevitable, a 25 percent increase,' said Slidell resident Linda Crawford, 'I'm prepared though. I have to have flood insurance. I'm not going to live here without it.'

Local officials, who have also gotten involved in the fight, say the vote shows more areas of the country than the Gulf Coast get it.

'There's the first step. We're on our next step and at least we have some breathing room, if we get that,' said St. Tammany Parish President Pat Brister.

Sen. David Vitter, R-La., has started the process of getting a bill passed in the Senate calling for the same slow down for rising rates.

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