PASCAGOULA, Miss. -- A Jackson County jury has returned a $900,000 verdict for a Pascagoula couple who sued their insurer for unpaid Hurricane Katrina damages.

Retired Navy Admiral James Lisanby and his wife had sued USAA insurance for damage to their Pascagoula beach front home, as well as their rental cottage, garage and other losses. They also asked the jury to award an unspecified amount for emotional distress.

The jury returned the verdict Friday. It will consider punitive damages in the case on Monday.

USAA lawyers had argued company did not owe more than the about $45,000 it had already paid because the Lisanbys' homeowners insurance policy did not cover water, even wind driven water.

The Lisanbys' attorney said USAA failed to properly and fully investigate the claim on the couple's home before denying coverage.